by Catherine Pappoe | Aug 4, 2026 | Live Happy, Plan Well, Tips & Advice
The headline rule is that the standard annual allowance is £60,000: broadly, the amount of pension saving that can usually be built up in a tax year before an annual allowance tax charge may apply. It covers the total value of pension savings, not just what an...
by Catherine Pappoe | Jul 7, 2026 | Live Happy, Plan Well, Tips & Advice
Targeted support is designed to fill that gap. The FCA’s final rules, set out in PS25/22, go live from 6 April 2026, allowing authorised firms with the right permission to offer suggestions designed for groups of consumers who share common characteristics. It...
by Catherine Pappoe | May 28, 2026 | Plan Well, Tips & Advice
That phrase can sound simple, even obvious. Who would argue for bad outcomes? But in practice it requires firms to examine a wide chain of decisions, evidence and behaviour. Good outcomes are not created by a single meeting, report or signature. They emerge from the...
by Catherine Pappoe | Mar 3, 2026 | Plan Well, Tips & Advice
Since the introduction of the FCA’s Consumer Duty in 2023, financial firms have been required to demonstrate that their products and services deliver fair value to clients. By now, nearly three years on, the phrase appears regularly in suitability reports, platform...
