by Catherine Pappoe | Aug 4, 2026 | Live Happy, Plan Well, Tips & Advice
The headline rule is that the standard annual allowance is £60,000: broadly, the amount of pension saving that can usually be built up in a tax year before an annual allowance tax charge may apply. It covers the total value of pension savings, not just what an...
by Piers Mitchell | Aug 4, 2026 | Plan Well, Tips & Advice
A platform is the administrative system through which pensions, ISAs, general investment accounts and portfolios are typically managed. It records holdings, processes trades, collects charges, receives income, produces statements, and lets advisers and clients see...
by Joanne Barber | Aug 4, 2026 | Live Happy, Plan Well, Tips & Advice
The reluctance is understandable. Money conversations can feel intrusive, premature, even faintly accusatory. Parents may not want children to know too much. Adult children may not want to seem greedy. Siblings worry about fairness. Couples avoid the hard questions...
by Andrew Heath | Aug 4, 2026 | Plan Well, Tips & Advice
Inflation has fallen without disappearing, and growth remains positive without being exuberant. The Bank of England held Bank Rate at 3.75% in July, though three members of the Monetary Policy Committee voted to raise it. Energy prices have retreated from their worst...
by Mark Buck | Aug 4, 2026 | Live Happy, Tips & Advice
The subscription economy has its charms. It lets us listen to music without a shelf of compact discs, watch Scandinavian crime dramas at 10.43pm, store 19,000 photographs of dogs and clouds, and receive replacement razor blades with the inevitability of the tides. It...
by Mark Buck | Jul 7, 2026 | Live Happy, Tips & Advice
The British summer holiday is a financial event dressed up as relaxation. It begins with optimism. Flights get compared at 11.47pm, when judgement has weakened but confidence has not. A fare appears marked “basic”, a word that used to mean simple and now means “you...
