by Catherine Pappoe | Aug 4, 2026 | Live Happy, Plan Well, Tips & Advice
The headline rule is that the standard annual allowance is £60,000: broadly, the amount of pension saving that can usually be built up in a tax year before an annual allowance tax charge may apply. It covers the total value of pension savings, not just what an...
by Piers Mitchell | Aug 4, 2026 | Plan Well, Tips & Advice
A platform is the administrative system through which pensions, ISAs, general investment accounts and portfolios are typically managed. It records holdings, processes trades, collects charges, receives income, produces statements, and lets advisers and clients see...
by Joanne Barber | Aug 4, 2026 | Live Happy, Plan Well, Tips & Advice
The reluctance is understandable. Money conversations can feel intrusive, premature, even faintly accusatory. Parents may not want children to know too much. Adult children may not want to seem greedy. Siblings worry about fairness. Couples avoid the hard questions...
by Andrew Heath | Aug 4, 2026 | Plan Well, Tips & Advice
Inflation has fallen without disappearing, and growth remains positive without being exuberant. The Bank of England held Bank Rate at 3.75% in July, though three members of the Monetary Policy Committee voted to raise it. Energy prices have retreated from their worst...
by Catherine Pappoe | Jul 7, 2026 | Live Happy, Plan Well, Tips & Advice
Targeted support is designed to fill that gap. The FCA’s final rules, set out in PS25/22, go live from 6 April 2026, allowing authorised firms with the right permission to offer suggestions designed for groups of consumers who share common characteristics. It...
by Mario Waschefort | Jul 7, 2026 | Plan Well, Tips & Advice
The basic idea is simple enough. A capital gain is the rise in value of an asset between buying it and disposing of it. Buy an investment for £20,000, sell it later for £30,000, and the gain is £10,000 before costs and reliefs. CGT may be due on gains above the annual...
