by Dan O’Sullivan | Jul 7, 2026 | Plan Well, Tips & Advice
Resilience is not the same thing as wealth. A high-income household with large fixed commitments, little cash, and no protection can be genuinely fragile. A modest household with manageable spending, a proper emergency fund, and clear priorities can be surprisingly...
by Andrew Heath | Jul 7, 2026 | News, Plan Well
The UK economy is growing over three months, yet contracted in April on its own. Inflation is lower than it was, but still above target and expected to rise again later in the year. Bank Rate has stopped falling, yet two members of the Monetary Policy Committee voted...
by Andrew Heath | May 28, 2026 | News, Plan Well
Investors are being asked to hold several uncomfortable ideas at once: the economy can grow and still feel fragile; inflation can fall and still come back; and equity markets can rise while the reasons for caution multiply. The UK entered the spring with a...
by Mario Waschefort | May 28, 2026 | Live Happy, Plan Well, Tips & Advice
The financial services industry often focuses on a number: how much is enough? It is an important question, but not the only one. A better starting point is: enough for what? Retirement spending is personal. Some people want travel, family support and home...
by Leo Smith | May 28, 2026 | Live Happy, Plan Well, Tips & Advice
The basic idea is straightforward. An ISA is a tax-efficient account. Money held inside it can grow free from UK Income Tax and Capital Gains Tax. Interest, dividends and gains inside an ISA do not normally need to be declared on a tax return. For the 2026/27 tax...
by Catherine Pappoe | May 28, 2026 | Plan Well, Tips & Advice
That phrase can sound simple, even obvious. Who would argue for bad outcomes? But in practice it requires firms to examine a wide chain of decisions, evidence and behaviour. Good outcomes are not created by a single meeting, report or signature. They emerge from the...
