by Dan O’Sullivan | Jul 7, 2026 | Plan Well, Tips & Advice
Resilience is not the same thing as wealth. A high-income household with large fixed commitments, little cash, and no protection can be genuinely fragile. A modest household with manageable spending, a proper emergency fund, and clear priorities can be surprisingly...
by Dan O’Sullivan | May 6, 2026 | Live Happy, Plan Well, Tips & Advice
A pay rise should feel like progress. A pension increase should feel like protection. In both cases, the aim is the same: to help income keep pace with life. For many people in the UK, the reality is more complicated. What is fiscal drag — and why does it...
by Dan O’Sullivan | Apr 7, 2026 | News
The starting point is energy. The Middle East remains one of the most important regions in the world for oil and gas production and transport. When conflict affects oil fields, pipelines, ports or shipping routes, or even raises fears that this could happen, energy...
by Dan O’Sullivan | Jan 2, 2026 | News, Plan Well
Investors are not immune to New Year psychology. There is a temptation to believe that a new calendar year brings new rules, fresh momentum and cleaner outcomes. Unfortunately, markets do not reset with the decorations. Every January produces confident narratives....
by Dan O’Sullivan | Oct 29, 2025 | Live Happy, Tips & Advice
We queue without complaint. We tut with silent rage when someone doesn’t. And we enforce social norms with eyebrow raises sharp enough to slice through a sausage roll. But have you ever wondered what queuing reveals about our economic behaviour? It turns out: quite a...
