by Catherine Pappoe | Aug 4, 2026 | Live Happy, Plan Well, Tips & Advice
The headline rule is that the standard annual allowance is £60,000: broadly, the amount of pension saving that can usually be built up in a tax year before an annual allowance tax charge may apply. It covers the total value of pension savings, not just what an...
by Joanne Barber | Aug 4, 2026 | Live Happy, Plan Well, Tips & Advice
The reluctance is understandable. Money conversations can feel intrusive, premature, even faintly accusatory. Parents may not want children to know too much. Adult children may not want to seem greedy. Siblings worry about fairness. Couples avoid the hard questions...
by Mark Buck | Aug 4, 2026 | Live Happy, Tips & Advice
The subscription economy has its charms. It lets us listen to music without a shelf of compact discs, watch Scandinavian crime dramas at 10.43pm, store 19,000 photographs of dogs and clouds, and receive replacement razor blades with the inevitability of the tides. It...
by Mark Buck | Jul 7, 2026 | Live Happy, Tips & Advice
The British summer holiday is a financial event dressed up as relaxation. It begins with optimism. Flights get compared at 11.47pm, when judgement has weakened but confidence has not. A fare appears marked “basic”, a word that used to mean simple and now means “you...
by Catherine Pappoe | Jul 7, 2026 | Live Happy, Plan Well, Tips & Advice
Targeted support is designed to fill that gap. The FCA’s final rules, set out in PS25/22, go live from 6 April 2026, allowing authorised firms with the right permission to offer suggestions designed for groups of consumers who share common characteristics. It...
by Mark Buck | May 28, 2026 | Live Happy, Tips & Advice
The drawer performs a valuable social function. It allows us to say, “I’ve put it somewhere safe,” while ensuring that no human being will ever willingly retrieve it. It is not filing. It is sedimentation. The British approach to personal...
