by Joanne Barber | Aug 4, 2026 | Live Happy, Plan Well, Tips & Advice
The reluctance is understandable. Money conversations can feel intrusive, premature, even faintly accusatory. Parents may not want children to know too much. Adult children may not want to seem greedy. Siblings worry about fairness. Couples avoid the hard questions...
by Joanne Barber | Apr 7, 2026 | Live Happy, News, Plan Well, Tips & Advice
The first thing to say is that 75 is mainly a pension milestone, not a general tax-benefit age. There is no special extra Income Tax allowance just because you reach 75. Your tax position still depends on your overall income, including pensions, savings interest and...
by Joanne Barber | Jan 2, 2026 | Live Happy, Plan Well
January is peak optimism season. New goals, fresh starts and the quiet belief that this year will be different. Financial resolutions are no exception — and they are just as likely to fade by February. The issue is rarely motivation. It is structure. Vague intentions...
by Joanne Barber | Sep 9, 2025 | News, Plan Well
At GSI Wills & Trusts, we see the full spectrum: good wills, bad wills, and some that might as well have been written in invisible ink. So if you’re wondering how to go about writing (or updating) yours, here’s what really happens in the will writing industry—and...
by Joanne Barber | Aug 5, 2025 | Plan Well, Tips & Advice
At GSI Wealth Management and Mitchell & Mitchell Asset Management, we spend a lot of time thinking not just about what you invest in, but where and how you hold those investments. That’s where platforms come in—and why their fees matter more than you might think....
